Capital One $425M Savings Settlement
Is the Capital One settlement real, do you qualify, how much can you get, and when's the deadline? Here's what we know.
| Who qualifies | Anyone who held a Capital One 360 Savings account at any point between September 18, 2019 and June 16, 2025. |
|---|---|
| How much | $425 million — for 360 Savings account holders who missed out on higher interest rates. NO CLAIM FORM NEEDED — eligible customers are included automatically. |
| Proof required | No — basic claims need no receipts |
| Claim deadline | No claim required (automatic). Electronic-payment election closed March 30, 2026. |
| Payout status | DELAYED — final approval was granted April 20, 2026, but a class member's appeal filed in June 2026 has substantially delayed payments (potentially a year or more). Payments were originally scheduled to begin July 2026. |
| Administrator | Court-appointed settlement administrator (E.D. Virginia) |
✓ Verified against official sources on 2026-08-10.